What is an ACA indemnity plan?
Our ACA indemnity plan is an insurance product that pays fixed Benefit Amounts for medically necessary services regardless of what a medical provider charges, after you reach your deductible. Preventive Services are covered at 100% of the Benefit Amount prior to reaching your deductible. Keep in mind that in most cases, you are responsible for the expenses above the Benefit Amount your plan pays for each service. If the provider’s price is higher than the Benefit Amount, you will be required to pay the difference, except in certain circumstances.