What if my medical bill is lower than what my plan pays?
Congrats! You made a great decision.
Your plan pays the applicable Benefit Amount per service regardless of the provider’s price for your treatment. When the cost of care is lower than the Benefit Amount, you get to keep the difference between the Benefit Amount and your doctor’s price. If you have not met your deductible, the Benefit Amount will be applied to your deductible. Preventive care is not subject to deductibles, meaning you’ll receive these benefits even if your deductible isn’t met. The difference will be added as a credit to your Sidecar Health account.