What if my medical bill is higher than what my plan pays?

Your plan always pays the covered service’s Benefit Amount even if the provider’s price for your treatment is higher. If you have unused credit on your Sidecar Health account, you can apply it toward your outstanding expenses. Otherwise, any outstanding balance will be charged to your linked personal expense payment method. You are protected from medical expenses over the Benefit Amount in an emergency or you have unexpected costs for planned services that were reviewed with a pre-bill.