Premiums and deductibles
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What is a premium?
A premium is the amount you pay every month for your Sidecar Health coverage.
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How do you calculate my premium?
Your premium is based on the plan you choose, and in the case of the Access Plan, any additional plan features you select. For example, the higher your Total Policy Year Maximum, the higher your premium will be. It may also be higher if...
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What is a Three-year rate lock?
A rate lock is an optional feature available for the Access Plan in some states that locks in your premium for three years. Note that if you make any changes to your Access Plan coverage during this three-year period, your premium may in...
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What is an Access Plan deductible?
A deductible is how much you will pay in covered medical costs before your plan starts paying for any health care expenses. Adding a deductible to your Access Plan will help lower your monthly premium but means you will have to pay mor...
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How will you use my credit/debit card or bank account information?
We use your credit/debit card or bank account information to charge you for your premium, and for your portion of any medical costs charged to your Sidecar Health VISA benefit card. Your portion is based on the difference between how muc...
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How do I manage my plan or make changes?
You can manage most aspects of your plan by logging into your Sidecar Health member portal, available at member.sidecarhealth.com. If you need any assistance, contact our Member Care team at 877-653-6440.
