Premiums and deductibles
What is a premium?
A premium is the amount you pay every month for your Sidecar Health coverage.
How do you calculate my premium?
Your premium is based on the plan you choose, and in the case of the Access Plan, any additional plan features you select. For example, the higher your Total Policy Year Maximum, the higher your premium will be. It may also be higher if ...
What is an ACA Plan deductible?
A deductible is how much you will pay for covered health care services, other than preventative care, before your plan starts to pay. The Benefit Amount(s) the plan would have paid for non-preventive health care services are applied tow...
How will you use my credit/debit card or bank account information?
We use your credit/debit card or bank account information to charge you for your premium, and for your portion of any medical costs charged to your Sidecar Health VISA benefit card. Your portion is based on the difference between how muc...
How do I manage my plan or make changes?
You can manage most aspects of your plan by logging into your Sidecar Health member portal, available at app.sidecarhealth.com. If you need any assistance, contact our Member Care team at 877-653-6440.